About Us

Professional Fee Protection - PFP Inc. is a specialty insurance provider that takes care of our clients’ unique risks. 

We know that 7 out of 10 small business owners don’t have the budget to handle unforeseen legal expenses ...even though 3 out of 10 will face a legal dispute in the next three years. 

Insurance Solutions Built for Canadian Businesses

The PFP Commercial Advantage

Too many Canadian business owners have to make an agonizing decision when faced with a legal dispute. 

Would you...
...abandon your rights and walk away? 
...take action on your own without a lawyer?
...hire a lawyer and take a hit on your bottom line?

 PFP Commercial Insurance pays your legal costs, protecting your reputation, productivity and bottom line.

Comprehensive Legal Protection Built for Small Business 
Includes qualified telephone legal advice...whether the issue is covered by your policy or not..

"It's Like Having A Lawyer On Retainer"

Protect Your Business From Legal Action
- Plus Get Unlimited Legal Advice -
For One Low Premium.

GET A BUSINESS QUOTE NOW!

Get Your Quote and Apply For Coverage. 
You Could be Protected Within 15 mins.

Click on the link for either Personal or Commercial quote and you'll be redirected to our secure quoting system. 

Any questions during your application use the chat window provided.

Thank you for your business. 

“[The coverage] provides me with the ability to obtain legal advice not just for the big issues, but for the small ones as well. The professional and knowledgeable advice allows me to do my job with a higher level of confidence.”

Gaya
LEI Policyholder

"[The legal advice line] provides a fast response time, knowledge of issues that were explained in layman’s terms, plus given in a friendly manner.”

Jackson
LEI Policyholder

Protecting Canadians From the Unexpected

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Business or Personal 

TAX INVESTIGATION INSURANCE
Business and Personal Protection

Insurance for your next run in with the CRA.

The CRA is coming for more of your money. Make sure you can afford a rock-solid defence. Tax investigation insurance is the best way to protect yourself in case of:

A Tax Review: For when they demand more documentation and you have to spend time digging out receipts.

A Tax Appeal: For when you disagree with their assessment 

A Tax Desk Audit: For when they want to go through ALL your documentation, in detail, but don't want to come visit your place of work.

A Tax Field Audit: The big one. For when they want to come visit your home or office and go through everything you've got.

When you're covered by Tax Investigation Insurance, we pay your accountant and lawyer to defend you.

Coverage up to $50k, plus...













Your entire tax history is covered.

You choose an accountant you trust to defend your file.

Covers fees for consultants and tax specialists.

Personal policies cover trusts and estates.

Cover family members and business partners for exhaustive protection.

Combine personal and business policies for $100k coverage.

Proven Tax Protection For You or Your Business

Get your quote and apply online in minutes

BUSINESS QUOTE NOW!PERSONAL QUOTE NOW!

PFP Commercial
Business Legal Expense Insurance

Proven Tax and Legal Protection For Business

Get your quote and apply online in minutes

BUSINESS QUOTE NOW!

Legal Expense Insurance is an easy, inexpensive way to protect your business - and your bottom line - from legal issues.

 Legal Expense Insurance helps business owners protect their businesses from litigation by paying for a legal defence (and even free legal advice) when they need it.

As a business owner your focus is on running and growing your business. It’s nearly impossible to manage everything and keep up to date on changes in legislation, let alone understanding how each one affects your business. And that’s just the beginning.

There are employee disputes, health and safety concerns, licensing issues, tax issues and that’s just the tip of the iceberg.

PFP Commercial will protect your business from the cost of potential legal disputes.

You get coverage up to $100,000 per claim – $500,000 per year.

Even better, policyholders have access to the invaluable Legal Advice Helpline – access to qualified advice on any legal matter.

Your Legal Expense Insurance Policy Covers:








 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 












Employment Disputes

We will pay the legal costs to defend your legal rights in:

  • Wrongful termination lawsuits
  • Breach of Employment Contract
  • Individual complaint from a union on behalf of an employee or ex-employee from a collective bargaining agreement
  • Alleged sexual harassment, discrimination or invasion of privacy from an employee, ex-employee

Legal Defence

We will pay the legal costs to defend your legal rights in:

  • When being investigated in an alleged criminal offence by the police or any arm of the occupational health and safety authority
  • When being prosecuted for an alleged criminal offence
  • Failure or alleged failure to comply with the protection of privacy legislation
  • Alleged failure to comply with CASL (Canadian Anti-Spam Law)

Contract Disputes and Debt Recovery (optional coverage)

We will pay the legal costs to defend your legal rights in:

  • Selling or buying of goods
  • Providing or obtaining of services
  • Defend your rights to collect on debt owed for selling goods or services 

Statutory Licence Protection

We will pay the legal costs to represent you in appealing the:

  • Suspension of a statutory business license
  • Refusal to renew a statutory business license
  • Cancelation of statutory business license
  • Unsolicited alteration of terms of a statutory business license

Property Protection

We will pay your legal costs to pursue your legal rights in civil action related to physical property when:

  • An event causes physical damage to such property
  • Actions resulting in interference or enjoyment of the use of your property
  • Trespassing

Bodily Injury

We will pay the legal costs following a specific or sudden accident which results in:

  • Death
  • Illness
  • Bodily injury

Tax Protection

We pay the legal costs relating to:

  • Income tax
  • GST, PST or HST
  • Payroll Deduction

Unlimited Telephone Legal Advice

PFP Personal
Personal Tax and Legal Protection

Can You Afford A Legal Dispute? 

Canadians face an assortment of risks on a daily basis. If you are too wealthy to qualify for legal aid, but can't really afford the defence you deserve...you could be in trouble. An experienced lawyer costs $394/hour (on average). If you don't have that in the bank or want to use your hard earned 'after-tax' tax dollars to defend, PFP Personal coverage could be your saving grace:













Employment Disputes: In case you are dismissed without justification or compensation.

Driver's Licence Protection: In case your licence is suspended.

Contract Disputes: In case you pay for a service but you don't get what you paid for (like in renovations or work on your car).

Bodily Injury: In case you're injured (like you slipped in a puddle at a grocery store) and deserve compensation.

Tax Protection: In case you get audited by the CRA

Legal Defence: In case you need a good lawyer for a criminal defence.

Unlimited Legal Advice: For any legal question about anything

Premium Personal Tax and Legal Protection
In One Exclusive Bundle

PERSONAL QUOTE NOW!

PFP Personal coverage gives you and your family access to the justice you deserve for one low premium. That protects you, your partner or spouse AND any children that live with you.

GET A PERSONAL QUOTE NOW!